Overall, my feel with SoFi is that they don't have a ton of seemingly unnecessary paperwork and delays and have a modern streamlined approach to lending money. 

It also seems like there are 6+ month waiting lists to get into modern, resort style apartments around here so tenants may be out of luck if they take a gamble leaving, which i think is playing in us (Landlord's favor) as of now as they don't have as much bargaining power.

I have no car, but have internet & laptop @ home.

That would give it a more modern look.

Both have growing population, jobs and modern, diverse economies.

Some have said it means different things to different people...post modernism is persistent, but not logical. 

With phone and laptop of course... but just in case.

There are 3 nice, modern hotels in this town. 

I have a buddy that has one with a well and it sounds like the EPA is driving him nuts so I'd kind of like to avoid that. we were able to fix the well issue.. but septic system was old and bad and new rules necessitated 250k to redo the whole system up to modern code..  30 miles out of INdy.

on a brand new Chevy VOLT.It's the most modern car I've ever driven with lots of TECH.