Here is the list:- Subject property deed- Property tax bills for all properties owned- Home owner’s insurance declaration pages for all properties owned- Lease agreements on all rentals/ or we can type a memo of month to month rents.- 2022 and 2023 Federal Tax returns with all schedules included- business and personal (if filed separately)- January 2024-current Profit/Loss, Balance sheet, debt schedule (template attached here- or can use your own profit/ loss template)- 30 days most recent paystubs and ’22 ’23 W2s if you receive pay checks.- Most recent 2 months of bank statements outside of CBNA- Most recent retirement/ investment/ life insurance statement, if applicable.Is this an insane amount of paper? 

my initial inclination is in line with both of yours: it's a slightly upscale community, property + type of traveler, so i would prefer a focus on making it great vs making it, in essence, 'cheap' per head.+ yes, that was also my initial reservation: a house that is filled with a bunch of beds is not a very interesting space.thank you for sharing that this isn't necessarily a mistake or the wrong way to go to build it out with a focus on design/experience more than utility.

Also great first name and initials!

The issue is at initial purchase.

No one knows anything about this list.

I listed my ADU at furnished finder and it is fully furnished.  

Are their listings detailed with good-quality photos?

Especially when the investor form he filled out listed his occupation as cellular phone salesman.One day, while golfing with this investor, I inquired about how he was able to accumulate so large an amount of investment capital at such an early age.

Talk to a couple agents and see what items on those list you can improve to save on your insurance premiums. 

So they take a 4 bedroom house and make it a 6 or 7 bedroom, which will cost you money to do initially.