He is willing to do me loans at 12% My credit rating is around 660 because of 50% credit usage which is getting paid down.

More info here: www.SOMDREIG.com Sign up for the e-mail list on that website so you get the meeting notifications.I am a full time investor here in southern MD, have been in the business for 11 years and have done hundreds of deals in PG, Charles, Calvert & St.

@Curt Davis, @Devin E., and @Bridget Smith-Osbourne,Thanks for the quick and concise responses.  

Rich Dad Poor DadRich Dads Cash Flow QuadrantRich Dads Increase your financial IQThe Real Book of Real EstateThe ABC’s of RE InvestingThe ABC’s of PMRich Dad RE Tax AdvantagesThe E-MythThe 4 Hour Work Weekhttp://flip2freedomacademy.com - free e-bookFlip2freedom episode 77[http://www.flip2freedom.com/a-3-step-formula-to-a-successful-balanced-and-insanely-profitable-2012/] - podcast - LISTEN TO THIS TODAY!

What has been your experience with investors who have a good base D/I ratio, but then start to accumulate cash-flowing investment properties that are mortgaged and shown on their Tax Return (Schedule E).

@Philip E.

The number I was told on a HELOC was to not go above 75% usage.  

Hi Tresden, stick with your goals, read some business books like the E-myth, and go for it!

I have now e-mailed the application to several people who I believe will come prepared with completed application, application fee, and even payroll stub copies.  

Carolina E , thank you for such a quick reply and for the advice.