I know I need a lawyer or document preparer.

What I'm really looking for are creative ways to reduce my taxes from my W2 job. 

Unfortunately, principles do not pay mortgages but creative ideas do. 

I'm trying to learn more about creative investing/financing.

If that is the case, then chances are that you need to prepare for higher expenses over time than what you've been given. 

I did this with an apartment building where i wanted to use a seller second mortgage in a new market, and I found 3 banks out of 10 that would do something that creative.

To offset the experience, you should be prepared to bring a little more money to the table. 

My Opinion:As the yield curve flattens it is an indication that the cost of money is going to be higher.Based on mortgage statistics that the median new mortgage has an LTV of 95%, people are still leveraging their homes quite a bit.In order for the real estate and financing markets not to go stagnant they will need to come up with increasingly ‘creative’ ways to finance houses with average home prices that continue to climb otherwise home buyers will no longer be able to afford purchasing houses.While all of the indicators don’t look exactly how they did in 2007 it is quite scary to see that many of them are quite similar.Just my two cents.

I imagine a lot of the pushback on the seminar is a result of creative techniques that “ they don’t want you to know!

, podcast, books, other networking, etc.A short while ago, one of the guests on the BP podcast mentioned that he was so prepared for his first deal (through reading, networking, BP, etc.) that when it came time to pull the trigger, it was such a seamless process and he thought, "wow this isn't so hard after all!"