The current operating expense / revenue appears accurate.

I realize that operating expenses at 35.7% are unrealistic.

I think we have to determine this before we can attempt to understand the new concept of "Institutional Crowdfunding".It sounds like Institutional Crowdfunding of Loans is just a new name for the same old players but may now include Hedge Fund Operators that have made themselves "accredited" and without "accreditation" you can not participate in buying into your slice of the Institutional Lending Pie?

Gotta net out the value from the RE.Look to the old sales generated, but you also need to take into consideration what kind of operation will replace the old business, a significant change in menu won't be the same and consider the blue sky falling since it's been closed.If that owner has medical issues, seller financing may help him save on his estate preservation, if he gets cash it could be required to pay medical expenses and lose what he gets, financing it will usually take him to a discounted market value of his note, savings can be significant and save in keeping other assets.

@Christopher Talbert,Are you looking for an operations system to manage your tenants and properties?

FHA is government funded and operates under a different set of criteria.

Might see RE Operator, if it's a job it's hardly investing.

This is a good deal, but your evaluation is wrong.NOI is defined as Gross Rents - Operating Expenses.

I know more than one legal firm that seems to like commercially zoned houses to operate out of.Now I have a nonconfrontational, while honest question and could use an equally honest answer.

I mainly invest in businesses that operate solely from the net (aside from my investment company).