I've had luck with Foremost and American Modern, but I think Foremost offers coverage that includes vandalism and also will prorate the expensive vacant insurance rate, no minimum, if you convert to a landlord policy once occupied.   

I plan to use the money to convert the house into a tri-plex.

Also, I cannot convert it to any multifamily.  

You could convert to retail storage, high end car storage, industrial co working open space for aritist, sculptors, tardes contractors, brewery, distillery, etc

I converted it to 14 studios because the building was 3 stories and had 5400 square feet of living space.

I know you say there is a space that could be converted but how much would that cost?

I recently posted a rental on Zillow. Over the weekend I got over 120 views but not a single reply. I retook all the photos, wrote a concise post, and think it is priced appropriately. Any additional thoughts to get s...

For e.g. in QuickBooks Online there is a feature - Location, while it is not available on the Pro, Premier, Accountant and Enterprise feature - converting data is not going to work.

Hello,
My name is Nathan and I’m currently looking at a property zoned for 6 units. It is currently a duplex and a complete gut job. I was hoping to utilize the 203k loan to add enough sq footage for 6 units. Then, ...

Here are a couple links I found in my research:Tax implications for converting a primary residence to rental propertyhttps://www.kahnlitwin.com/blogs/tax-blog/converti...