I know that most stock systems are complete crap, but there is one that is phenomenal, and worth exploring . . . check out Turtle Trader for a little info about this system.

There is a property owned by these folks but I can't seem to find any contact info - I googled and checked the listings here as well.

http://en.wikipedia.org/wiki/Amortization_scheduleWikipedia has a formula you can use, however I would recommend just Googleing amortization spreadsheet as you can find a million spreadsheets out there that would save you some time.

Check out the short sale forum at:http://forums.biggerpockets.com/viewforum.php?

If you'd like to look at them you can check my sig file or google: msh investments inc and you'll find the link to them off the index page.

I don't expect there to be any stock splits, as they have already split 2:1 twice in the past 7 years, but wait next year when google releases their phone software.

Go to the library and check out every book you can.

check out companies that gather these leads and sell them to real estate professionals like you.

So I called up one of my wholesaling buddies in Houston and asked if he would want to partner 50/50 on the deal with me if he could free up time to do the "dirty work" and check out the house.

We've got a directory of clubs, where you might find some others:http://www.biggerpockets.com/real-estate-investment-clubs.htmlIf you find that there are any that we're missing, please do let me know and we'll add them for others to see.Be sure to check out MeetUp.com and Craigslist for other local meetups of real estate people.