Will also cover properties that are owned in a trust.

My other options appear to be limited and would most likely renovate, sell at ARV , pay cap gains and then reinvest the proceeds into hard money deals or commercial RE… Thanks again guys ….

Why should an investor pay attention to your data or trust your analysis? 

o Full doc (pay stubs, taxes, personal DTI) or light doc (asset-based, DSCR)?

How to tap the equity of a house inside a trust?

It depends on the strength of the leases, quality of tenants, and about 17 other factors.Are they paying market rate?

Hotel/Motel, Condo, Apartments all have had substantial rates because a lot of companies have either stopped writing the business or non-renewed it and the companies that will still write it have to take premium because of the risk they're taking on.I know that doesn't help you at all but my advice would be if you have an independent agent who you trust and like and believe they're doing the best they can for you stick with them and let them work all the markets for you.

I have some debt I am paying off quickly (avalanche) and am wondering if I should try to get two loans, one from VA for my house and the other traditional for a rental property spread out over time while I'm paying this debt off, or wait a few years and be much more debt free.

This is free to you as the Landlord generally pays commissions to this broker.

well, you do of course and yes, even if your DSCR lender does not pay to report to the credit bureaus. the credit report is not, nor has it ever been the arbiter if you have a debt or not nor is it the only way the an underwriter will see that you have a debt.)