My question to everyone would be, how or can I make the best decision out of the current situation as an advantage without the help.

Long partnerships tend to get messy when each party has different situations arise in life

Yup and this is a house hack situation so there is an even extra level of it. 

A lot more stressful when you have a vacancy and you still have to make mortgage payments....sometimes it plays on our emotions and doesn't allow us to make good decisions on tenants and other things.Good luck!

In this situation, my reaction would be to use one of my contingency clauses to get out of the contract.

You're in the same situation you are in with your original example, just with bigger numbers.  

If we know more about them, what makes them tick, their situation, etc. we can do a much better job trying to craft a proposal that will fit them.Next, I'd love to know what you're open to, vs. not open to.

They don't probably need the lump sum amount either.Is this situation usually written into an owner finance contract i.e. you can't pay off the loan for "x" number of years?

Anyone have any good advice on getting a better deal on the service in these situations.

I’m a newbie and I genuinely want to explore and understand hard money options, so I can set up my financing and get going.Please ask any questions, if that will help with my situation.