As far as the transaction goes it shouldn't be too painful as she'll be under the lifetime exclusion so everything can be shifted over to the trust painlessly. 

It's about 1,300 so that's a helpful rule of thumb with the pain and floors. 

Am I just being a pain now for them to deal with? 

However, long distance property management is a pain and that is why i suggest you get a local property manager.

For context, this involves a deal with two family members - they've put up 2/3rds of the downpayment, but are otherwise uninterested in being involved.I'm putting up 1/3rd of the downpayment, am the financing sponsor (75%, under my name - I'm the only one able to qualify on the financial requirements), and will handle all management of the property.For family reasons, we're psychologically tied to an even (33%/33%/33%) split on ownership. 

Man... If only I knew what I knew now when I was active duty, my life would be a lot different right now. But at the end of the day, you don't know what you don't know! Here's the fact: Active Duty Service Members hav...

Looking forward to connecting.Respectfully,Thomas Paine

I've done it before and believe me, there is nothing but pain for all involved when the deal doesn't work out.

Ultimately the appraiser turned this down and stuck by his original valuation.I ended up accepting this as this was the price that I had budgeted and I was worried of wasted time for a similar appraisal later on but this was still a huge pain regardless.  

The current process is a bit of a pain with little reward until the end, I kind of think that it would be nice to recognize leaping some of the many hurdles we are currently required to set out.This is a really rough draft, but as a bunch of people who have previously gotten mortgages I wanted the community's feedback on this set of proposed Achievements to Unlock while in the process of buying a property.Imagine animated giant green check-boxes or thumbs up appearing as you complete each one:Preapproval Process StartedAsset Package SubmittedIncome Package SubmittedCredit Package SubmittedInvestment Property Package SubmittedE-consent to e-Disclosures SubmittedLO PreapprovalUnderwriter PreapprovalContract RatifiedE-Disclosures SignedAsset/Income/Credit Package UpdatedEarnest Money Deposit DocumentedAppraisal OrderedHomeowner's Insurance SubmittedLoan Conditionally ApprovedApproval Conditions SubmittedSatisfactory Appraisal Rec'dFinal Loan Estimate SignedClosing Disclosure SignedCleared to CloseDocs in TitleCash-to-Close Sent to TitleFunding Conditions SubmittedLoan FundedAmerican Dream UnlockedI know that they aren't in the order that might be preferred by the consumer ("why can't I just do those first 10 all in a single setting?")