Few escrow officers understand this. (4) I just pulled up what I believe is the most up to date list of title endorsements and I don't see one for buyer gap coverage, which is weird...appears only the lender is protected in this event.

Hi @Adrienne BinderThe primary purpose of an LLC is for asset protection--ensuring if something goes wrong, someone cannot come after all your other assets. 

Also known as “credit invisibles,” these are mostly low-income minorities and immigrants, and having access to their personal habits and behavior as exhibited on the internet is supposed to help banks and other lenders “profile” them precisely enough to determine if they should be given a loan.On the other hand, citizens who are “scorable” but whose score is low might suffer in the new system now in the making, as their online activity could persuade lenders to cut them off from access to money.Although the move in this direction looks inevitable, some key answers are missing: what data scraped from the internet will be used to determine someone’s credit rating, and how it will be secured.IMF’s post warns, however, to expect an “efficiency-privacy trade-off.”https://reclaimthenet.org/imf-...

My goals are to make sure that the contracts that I write out protect me and my investors in all areas and to make sure that the homebuilder and/or contractor does not screw me over in any way shape or form.

My question is how do I protect my interest or structure the contract so I don't leave myself open if something should go wrong?

LLCs are generally for one real thing - personal asset protection.

We are looking for business general liability insurance to protect the owners.

This will protect from the due on sale clause if it is a fannie/Freddie loan

I wanted to make sure I organize the new townhomes so that I have maximum tax benefit and legal protection.

Most PM’s provide before and after pictures for maintenance for both the owners protection as well as for the PMs protection.