Owner hasn't credit score, no any asset, the only thing he has is cash income (non verified).

I will look up gas prices on airplane websites that tell you were the best deals are on gas along your route of flight.. this can save a bunch. instead of popping into say Sun valley and paying 8 bucks a gallon X 60  to fill up i can hit Idaho falls small non towered self serve and get gas for under 5 bucks so save 200 dollars right there. 

For example, as a Superhost, my new listings would show up higher than a non-Superhosts new listing, and we would both show up higher than a 3 year old listing with only 4 star reviews.

The only other option is non-agency aka subprime, there is more flexibility on the LTV and income as you can do a No Ratio or Asset Depletion or Bank Statements deposits or DSC (debt service coverage)

One to pay or quit and the other to give notice to non renew the lease.

If using a lender this is a non issue.

Obviously don’t want this to be a recurring theme.Technically rent is due on the first, any time later is a lease violation and subject to eviction, definatly non renewal of their lease.

Another option is buying tax deed properties or properties foreclosed for non payment of taxes.

Its a duplex non conforming, now its zoned commercial.

I reached out to pen fed and they mentioned they do not provide heloc on non owner property if you own more than 4 properties .