It isn't all fun and games in this buiness. 

I think what you are doing is 'getting into the game' and starting the beginning of the snow ball effect which will pay dividends before you know it.

SF is a rent control market.First find out about any current tenants, how long and what the rents areSecond, It's a lottery to convert multi-units to condos and since there is rent control many people keep the property vacant during the process.  

Inspiring to hear more people are killing the per room game! 

It might be early in the game, but I already feel like discovering BiggerPockets is one of the best things that has ever happened in my life.

It might be early in the game, but I already feel like discovering BiggerPockets is one of the best things that has ever happened in my life.

Compromising is a game too.

If those numbers of yours are accurate, that is one hell of a game winning grand slam walk-off homerun to win the world series.

These lenders close faster, less docs/headaches [usually] and are where many investors prefer to go.To take it up a notch, if Cash-Flow is your primary concern and the name of the game, then there are also options for Interest-Only, through a 'Hybrid' term product.

@Jeffrey McKee law students are harder than lawyers—most lawyers realize getting to court is a losing game :)One thing that should help guide you going forward.