Jason,I don't know about your area, but I meet a LOT of people where I live who are on the edge financially--no health insurance, can barely pay their bills, let alone speculate on gold.

Our health will slowly deminish, and you may not want to do the same things when that time hits.

Vikram is right that there are deductions you might not be allowed depending on your status and the type of investing you do.

Health is even more important as you get older, imo.

Unfortunately, in Health, we're # 23, behind such countries as Slovenia and So Korea.The one that scares me and the article pointed out is Education.

In some parts of Florida I have seen significant modifications but the lender is going to want to see a hardship, reduction of income , health issues causing increased expenses etc.

Might check that again.Most of our laws today are economic laws disguised as health and welfare, consumer protection, etc.

Kinda depends on who you're renting to.My low-income tenants are happy to find ANY appliances supplied.My blue-collar wish they had in-the-door ice-makers 'cause it's a status thing.And my college kids want the biggest 'cause it's a beer and left-over pizza thing.I just rented to a couple that loves to hunt and eat what they shoot but they solved the problem by buying a separate freezer.

Here's my list:1: Follow up on old leads scheduled for today in my database2: Set appointments on warm or hot leads, either from old leads or from recent leads that sellers have called back and requested an appointment3: Complete scheduled appointments for that day and present offers4: Get marketing and showing status updates from my sales assistant regarding active deals still needing buyers (I don't personally sell my wholesale deals anymore)5: Get status updates from title company on files with issues6: Analyze leads from today and call sellers back to try and set appointments7: Input warm and hot leads not ready for "immediate buy appointments' into my database for future follow ups8: Review schedule for the next day so I've got my "buy appointment files" prepared Simple as that.

The current noteholder, presumably the bank, has a note in nonperforming status with a balance of $700,000.