So, have the mortgage note signed by the person whose credit I checked who is an agent (owner?)

@Paul Sassin Unfortunately, in Metro Detroit, for all cities but the City of Detroit, water bills are tied to the property, not the tenant.So, letting the water bill go to the property and trusting the tenant to pay it doesn't work - as you've found out.Many of the cities won't even turn water off for nonpayment:(Then if owner doesn't pay the past due water, the city sells the bill to the county (+ penalties & interest) and the county puts it on the property taxes.PM us and we can tell you a MUCH better way to handle water bills:)

By definition a lessee/tenant isn't an owner. 

Hello landlords,I reside in an owner-occupied duplex and am considering including internet as one of the amenities.

Bonus depreciation/Cost Seg studies are typically most beneficial for owners of STRs and Real Estate Professionals, outside of those ownerships you do get some benefits but it is often not worth the value in the Study and take a long time to realize. 

I am part owner of this company.

In addition, owner loaned us $100,000 at 6% simple interest for one year to make major repairs (installed heat pumps, replaced boiler (for heating water only), replaced some siding and major roof repairs.)We were very clear with each other what we each wanted out of the deal.

The promissory notes are generated by an RMLO during resale of our property on owner finance terms.

The previous owners had a problematic tenant in the first floor who was not paying the rent and ended up opening up several false complaints with the city and eventually left the apartment when the previous owners started eviction process. 

You're making smart moves with your rental properties in Wilkes-Barre Scranton using the BRRRR method.Obtaining an 80% loan-to-value (LTV) ratio on a refinance for an owner-occupied property can be challenging, especially after a recent rehab.Lenders might look at how much your property is worth after the renovations, not just what you paid for it.