You need to have that convo with all three credit reporting agencies, ensuring you address each and every duplicate entry resulting from it being  moved from collections agency #1 to collections agency #2 to #3 and so on.Your local lender in Texas can help you quickly remove the dispute if it's time sensitive. 

It is not clear what is happening in each entry.  

A, B , C , D with a much cheaper entry price point.

There is one entry/exit door to the hallway.

I believe both cities are great to live in, but Austin's barrier to entry in the market is much more realistic for someone just starting out.  

I personally wholesaling is a difficult entry from a full time position.  

There's not enough barriers to entry, as evidenced by the thousands of newbies on BP, to keep you working for the average wholesaler once you learn the business.

We sold in '93 for 305k and today the same house is selling > 1mill.There's all kinds of (social, ecological, edu) reasons why this is so, but in this area it is a given.In prime RE areas, the exit plan is not the issue, but the price of entry is a nightmare.

Everyone goes through this period, it's called "even entry levels of success require more diligence than most people are willing to put in".

I am looking for best path to entry.