At a certain point, the market will perceive increased risk in the bond market (already happening), and the way our national debt is going this will eventually happen with US treasuries too.

I plan to, but also plan to increase the deposit.  

I'd be more inclined to give them an option to buy for 24 months with Option Consideration of 3%.When they exercise, you can 1031. 

It increases property value?  

Also add this into your primary consideration as to whether they can afford the place.Lastly, a two-year lease might not mean anything if they just bail on you at some point during the agreement.

@Jonathan Depa I'm not sure that short term properties are dealt with any different than long term tradition rental properties, but in 2009 Fannie Mae increased the number of properties that a bank or financial institution can finance to 10. 

Equity is always at risk.They are primarily an appreciation play best used by investors with considerable cash reserves.

Sec 8 is notorious in NYC for denying regular rent increases.

Investors use NOI to calculate cap rates and the potential for a property to increase in value. 

Having student loans should increase your credit, not hurt it, assuming you actually paid them when you were supposed to.One of the easiest ways to boost your credit (beyond beginning to pay what you owe), is to go and pull your free credit report (I believe it is https://www.annualcreditreport.com/).