Some of the things that we don't typically do that we could for relatively low cost are (keep in mind that these are houses below median price in my area - so granite counters and the like are not really necessary, but might be an option) installing fancy tile backsplashes, tile granite counter tops, under cabinet lights, recessed lighting, wainscoting/chair rails, spending more on curb appeal, outdoor living areas (large custom decks etc) and other things that can get rather expensive.I'm not wanting to spend a lot but am willing to add something extra if it will help sell houses faster.

I tend to buy myself anyway - so if they manage to grow legs and walk away it's really obvious.

You have to do some of the leg work and searching on your own.

The flip side to this is that with a little leg-work, you should be able to find local banks willing to lend money to you if you sign a personal guarantee.The cons of doing it in your personal name are that you are not separated from your business and if you are sued your personal assets are at risk.  

I'm talking Putting-Ikea-Tables-And-Chairs-Together-For-Startups-Cuz-I-Need-The-Cash jobs.I was all eager to jump in, "I got a dollar in my pocket, how do I buy a Multi-Family!"

You need to do some of the leg work.

What did you think I would just give money away if I'm stating that I'm on my last leg.....?

I know their are others here from the Chicago area.I would think being broker would give you a leg up on your business, but on the other hand having a full time job could limit you to.Keep up the great work!

The idea, as I've been told, with using a broker is that the broker gets a chunk of the closing cost fees (like a sales commission), and the lender that the broker uses for your loan is fine with the reduced closing costs that they get because the broker is doing the leg work.

To that end, I plan on contacting a REIA in the area (house is in MD, but I'm in FL) to get some references for rehab contractors that can work with me quickly and efficiently without costing me an arm and a leg!