If you went conventional financing from the jump you could still do it, just ensure there are no prepayment penalties.I would consider doing an owner financing at an appropriate market CAP rate based off of the financials provided.

Need guidance in searching out the right and appropriate lender for my situation.

It sounds like you've already done the appropriate thing.

Thanks in advance for the help.If 1/3 of the square footage is actually an appropriate rental % (We woudl also need to allocation a fair portion of living room, kitchen, other areas they have access to) Then you get to deduct 1/3 of the home expenses to Sch E related to this rental space you're now essentially making 1/3 of your primary house a rental.

Again both units are nearly identical so values may be doubled where appropriate.

I made the appropriate repairs to increase the value of the property and the property in the way of growth that is happening whether anyone likes it or not, receiving the area appreciation for being in the right spot.

You will find appropriate phone numbers and a lot more!

Don't know who said this but very appropriate - "Good decisions come from experience, and experience comes from bad decisions."

One final thing: M2M is appropriate for very low-income, high-vacancy areas, but the churn of these tenants is a much bigger hassle than operating on longer leases in a more stable neighborhood.

Your attorney should advise you appropriately here.In the future, you should learn and understand all your local tenant/landlord regulations.