Once you load in a template, you should review our pricing, talk to your local contractors and and pick out the specific materials you are going to be using.For example, our templates list a "vanity" as a line item and include $150 for labor, and $500 for material. 

This applies to properties used for the production of income, such as rental properties.However, if you initially declared your property as an STR (which typically falls under different tax rules), you might have been using a depreciation period of 39 years, which is common for non-residential property or property used for personal purposes.When you convert your property from STR to LTR, it's considered a change in use for tax purposes, and you would adjust your depreciation schedule accordingly.

Landlord determines the amount they want coverage for, typically the same as a traditional deposit. 

Fed raises rates typically results in increased mortgage rates.I think we are in for a bumpy ride.

For example last week I saw people buying lots in a nice community. 

I’ve looked at some on market properties there, for example a 4 bd 2 bath home in Morgantown, 26505. the Small area Fmr is 1900/mo for a 4bd unit.

Great example of judging a deal based on its merits and not on size or glamour

For example, SSN and validate it with a 3rd party background check company. 

@Leo Gregoire, a typical first step after you are situated with your brokerage would be to reach out to your "sphere of influence".

Typically, borrower cash outlays amount to a minimum of 10% of the loan amount for purchases (sometimes less for refinance loans).