Any guidance or tips with growing through this would be much appreciated. current structure is roughly 300sq ft.

@Paul Sandhu - impressive@Lucas Carl - TMI@Ethan Cooke - great tip@Sid Payne - You're not the first to state the same, really like it with some learning curve

The best investors I know are using Real Estate for tax purposes and appreciation.  

Its interesting what the county is doing with the new tax on landlords.

If you plan to live in the property, you may have a better (IMO) option of using section 121 to avoid cap gains taxes up to $250k filing as an individual, $500k as a married couple.

Given their proximity to a major attraction like Yosemite, these counties benefit significantly from the taxes generated by STRs, and from what I can tell have no intention of restricting them across the board.

I almost feel guilty with how little tax we pay but dealing with it!

We held as primary for a year and STR for 2 years filing the appropriate tax declarations/forms etc. during each stage.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

Also, my tax bill was super high this year since my property didn't really require any maintenance last year, and this would be a beneficial write-off as it would buy back time and ensure a quality property.