Bottom line, who is responsible for the overages?

In case you don't know what these are and just want to read along to the responses, I will define each term.Demographics: This information gives you age, gender, and income level of a group of people.

Thanks John,I appreciate your quick response I will reach out to lenders to see about tapping into that equity.

Thanks for the responses!

You'll get a lot more responses there on specific contractors for a roof and HVAC.

Your responses are always so sensible.

I had a similar response from another title company who stated they don't want to walk into a fight knowing she has such a appeal happy history. 

But the guys at PAC are typically very responsive in their work from what I see.If you buy a performing note from them (or most note investors) you are buying it as-is and if the borrower stops performing, you're on your own.If you invest in a 506(c) that is different in that it provides a preferred return and you can ask for the history of the fund.

My lawyer next sent a demand letter with the total amount, and after weeks of no response, he finally at the deadline dated by the lawyer, indicated that the wire transfer was put through to my lawyers account.

@Mickey Bradshaw I agree with Chris on the "skin in the game" response.