Beyond the common terms of the loan: interest rate, overall term, down payment; commercial loans are almost always full recourse to the borrower.  

I feel like a few items, like guest count, amenities, nightly cost would be pretty easy to manually snag data on but what about occupancy rate?

As an out-of-state investor I hoped for 2/3 of it, which is roughly the average cap rate OCF delivers.)

But if an old carpet needs to be replaced, that shouldn't come out of her SD.Or it could be pro-rated. 

Rental rates for a 4BR in Rosemary Beach are going to be different than a 4BR in Santa Rosa.   

Factors such as rising interest rates and an influx of new apartment units have contributed to challenging conditions.

With interest rates today and the lower than many markets rent that I am able to charge due to location I can’t cash out my equity on most of my properties.

Every single time you let a day laborer set their hourly rate, you can be damned sure it'll take them all day.  

The longer the pre-payment penalty you select, the better your rate will be.

Most work like this: Rates: 9% to 13% (Most Deals are 11-12%)Terms: up to 36 Months (Most Deals are 6-12 months)Fees: 2-4 points(%) of loan amount paid at closing (Most Deals are 3 points(%))Minimum Loan Amount: $50,000 (For loans less than $250,000 $2,500 minimum fee)Max Loan: 65%-70% of After Repair Value(ARV)100% Rehab Financing Available (Require 20% of purchase price down payment or cross-collateral)Closing Timeframe: 48 Hours - 3 Weeks (Most Deals are 2 Weeks)NO PRIMARY RESIDENCES, NON-OWNER OCCUPIED ONLY, BUSINESS AND COMMERCIAL USE ONLY.