I made poor choices with money, so i had to teach myself about money first which has been a huge change for me that i like.

He emails me: "I will give you 10% of what we get paid in the form of a gift certificate of your choice."

I don't feel that I ~need~ a degree for this career choice but would love to receive the education from college.

I think it is OK to use a HELOC, it just wouldn't be my first choice.

It was not ideal to move so soon, and I was 6 months pregnant at the time too, however it has been a great choice.

Often they are poor investment choices in the long run.

My wonderful wife and I bought our house for 181k two years ago, since we have made some terrible financial choices that leave us blocked from conventional loans (large CC debt, being fixed but two years till in the green).

A work around for that is to buy a quieter fan or just wire the fan together with the light so it always comes on when the light is turned on and then the tenant doesn't have a choice. 

However, I offer my tenants two choices:1.

A 30 year fixed is with a bank and may be a good choice for you, but I would never hold money for 30 years.