For example, if someone has a low credit score but a great investment deal, I might suggest finding an Individual Private Lender who cares more about the property than the borrower's financial status.)Differences:Hard Money and Private Money Companies: These usually follow strict rules and have more money to lend because they have many investors.Individuals: They might offer more flexible loan terms since they decide the rules themselves.

Tampa is great for the nightlife and offers a lot of new places to wine/dine but the traffic can get a little crazy. 

Owners mistakenly ASSUME all PMCs offer the exact SAME SERVICES and PERFORM those services EXACTLY THE SAME WAY, so price is the only differentiator – so, they often select the first PMC they call or that calls them back!

I would recommend listening to the BiggerPockets podcast, reading the guides and blogs, or even checking out some of the books they offer there.  

Doing the right thing is expensive, but it pays off in the end.Yes, this is the option I initially explored and came across this pilot program that NYC was offering specifically to help homeowners legalize basement/cellar apartments but it seems like the pilot program was not much of a success.

I'm a little nervous too because the asking price is a little high for the amount of repairs that are needed, but I'm trying not to scare the owner with a low ball offer because I'm focused on getting him to finance the deal so I can get a low interest rate or no interest at all.

The chances are high you will meet other house flippers that can offer insight. 

Owners mistakenly ASSUME all PMCs offer the exact SAME SERVICES and PERFORM those services EXACTLY THE SAME WAY, so price is the only differentiator – so, they often select the first PMC they call or that calls them back!

Any guidance or advice you can offer would be greatly appreciated as I take this exciting leap into the world of wholesaling.

The laws are still evolving, so it's helpful to have a co-host that will keep up with the latest regulations, keep you in compliance, and help you to pivot your rental offerings as needed.