I recommend getting a card from Lowe's and/or Home Depot.

I would def use a dscr and based on your FICO you're going to need a specialty lender or broker and need to go low on LTV.

Sellers have low/no mortgages on their own properties, low rents compared to market, and high expectations for their sale price.

, I’m looking into doing a HELOC on my current owner-occupied duplex (live in one side) to help fund a down payment on another duplex.

Employing this approach, the fund I previously worked for achieved a 4.93 rating.

Depending on how much you have, these could be used to fund smaller flips or even land flips to generate additional capital to help you expand your portfolio faster. 2.

I invested in 7 syndication funds in 2023 as a limited partner with the expectation that I would generate first year losses from cost segregation that I could use to offset my gains on my personal real estate investments (self storage). 

The other problem is low ball quotes but once you hire the team they up-sell with more expense that they didnt understand was needed. 

I'm guessing you're trying to use it to purchase your next property or fund a flip?

U have to use logic and not just blame everyone for your choosing to invest in low value assets .