Now I will be having to put some things on credit and put a lot on risk to take this massive action, and I know to do this i need a mentor/program like these guys.

Now, with a stellar credit score, I’m qualifying at 4.65%.

If you're thinking about conventional/bank financing, they'll look at your monthly expenses to determine what you can afford (rent + car/student loan payments, credit card payments, etc.).

I graduated from the University of North Texas (UNT) in May 2018 with a BBA in Finance, and I started my first full-time job as a commercial credit analyst in June.

I've been a Police Officer for about 15 years, I'm married and have 4 awesome tax credits.....er, children, and no pets.

You can collect applications but don't do the paid services like credit and background checks until you own the property. 

Their credit should be clean enough now to buy.

You might be able to find some 0% APR credit cards, but they typically balloon back up to 9% or 15% after the 'teaser period' is over.

and all because credit markets froze solid..  

Some links offer land that be Bought with a credit card.