That at least reduces the risk of getting back a trashed house.

@Manny Martinez FHA monthly mortgage insurance is typically 0.85% of the loan amount, so you are effectively already paying the rate you were quoted, $200 per month on an $80,000 loan amount would be about the equivalent of a 3% interest only loan, now factor in the difficulty in finding a 2nd mortgage in todays rate environment that low and assuming the refi rate you are talking about is a fixed rate, your $200 extra per month is paying down the balance of the $80k further reducing the effective rate you are paying on the $80k, all while paying about the same effective rate on your existing balance when you combine your rate and MMI... seems like it is a good move to me or at least better than finding a 2nd mortgage.

Notable mentions include the High Roller observation wheel, the Neon Museum, the Eiffel Tower observation deck, and more.

It's now produces about $450/mo in cash flow after all expenses, not including debt paydown.

We have been tagged as a Best Place to Work by many outlets including Glassdoor. 

Cons include having to deal with future rate unpredictability and paying extra interest over the course of the loan.

I work with a broker but am open to looking for a different broker as they only work with a handful of insurance companies - including Auto Owners.  

Once he's out, do the inspection and include the prorated the rent for the 7 days from the deposit along with any other damage. 

These specialized services can greatly streamline the investment and management process.I've done some preliminary research and found some promising options, including BlueVine, Axos Bank, Mercury, and Novo.

There are many topics that you should study that are not included in most books.