Hope this helps.

Hello,My wife and I have been seeking a business line of credit to help us out with paying some debt we've accumulated through our real estate investing and to help with establishing some capital. 

Diversification can be helpful but only if you build the proper teams in each place. 

If it helps, I live in Philly and am thinking about B Class areas- SFH & MF properties.

That’s helpful to know about the desk appraisals and the commercial notes you used. 

My loan officer agreed that providing a lease agreement before closing will help, but I also need to provide a solid reason for why we are downsizing to this extent.What reasons can I give for making such a significant downsize?

I'd be happy to answer any questions & help others grow their business! 

I've been pre-approved and assume I should provide that info, but what else would be helpful that I can send right away during the "interview" process to prove I am seriously looking? 

How would you pull permits if you can't do so yourself?  

I wonder who is always renting in that area.sounds like a great house hack-  sorry can't help with your questions though- good luck