So what if you give me $5,000 in incentives if you're charging me a few grand too much and a bad interest rate on top of it. 

The not spending it the investing of it is more important that what you invest in.Just my opinion.You are in a good position - diversify don't go for the grand slam keep hitting base hits and all will work out.

I disagree with you on investing in Michigan, it's a great market for investors based on the rental return you can get in an affordable city like Grand Rapids.

The website is easy to navigate and well designed.

Here in my market, $12k down plus a couple grand in closing costs will put you in a rental property.

this is carefully designed by airbnb as  competitive information

Take pictures of units, design flyers and bring flyers of vacant properties to local businesses to attract more and better tenants.I'm now looking for multi family buildings with 5+ units which would grow my portfolio exponentially and further create the need for a full time Property manager. 

Go on to Ross Chapins site, and look at some of the projects they're designing.

I am not far from that plan.  1 extra roll of TP in each bathroom1 towel for each guest +1 extra for up to a 3 night stay.  2 extra towels for more than 3 nights  (I send out my linens to a wash house that charges by the pound)No extra bed linens unless they are staying longer than a weekSame kitchen stuff as you but only have 2 light bulbsAA and AAA batteries for remotesThrow away most items except for the (3) pairs of brand new size 13 nike's my son wears now and new designer flip flops my non-cleaning lady wears.

Community 2nds are down payments assistance programs that are backed by a community program that is designed to encourage home ownership among lower income people.