At Anderson they do and are strategically integrated in the overall strategy.Another major factor that makes sense is that they don't charge hourly.

Evaluate operating expenses, including property taxes, insurance, utilities, maintenance, property management fees, vacancies, and capital expenditures (CapEx), to ensure accurate estimates.

- I call it the 'Joe Pesci Factor', as in - "I got a Guy!".

Sounds like they make money in some other ways like origination fees or taking equity from short sales but I doubt that happens often. 

The fees range from 2-3 points with some type of admin fee in the $1000 - $3000 range.

All those factors combined with geographically limited building and almost no new housing starts.

This criteria is for 1-4 and 5-8 unit programs.I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

Gabriel,There are several factors that come into play like if you are now W2 and the next job is W2 you will be fine.

In NY, renters pay the realtor fee so it's a no loss for the landlord.

.- No lockup period- Monthly distributions with no fees- 14 years in the business- Over 2,000 loans originated- Stringent lending process with solid approval guidelines- Promises an 8% hands free return- Combines private cash and IRA investors into a pool for loans- Funds are used by real estate investors to buy and rehab distressed properties which are insured and liens have appropriate title insuranceThey have 300+ inventors, closed 2,000+ loans, $550m+, and 0 loser since 2008 when they opened.