As we are talking to lenders, the feedback that I am getting is that each of the parcels should be appraised in excess or closer to $100k to consider for a portfolio loan. 

California charges a minimum tax of $800 a year per LLC, and more if you have gross receipts in excess of $250k.

Does anyone have any experience with excessively delayed appraisals?

I knew there was a 5% annual interest on the part of the deposit in excess of one months rent, but I just read the law and it says you have to pay the tenant that 5% every year?  

Otherwise, 10% of the income might be excessive if all they're going to do is collect rent (if not online) and take occasional calls (hopefully rare). 

The only way I think I could raise it is to keep paying my card every time I use it so I don't have a balance and wait until I pay off my no interest credit cards for a fridge and some furniture in the next few months.And finally I think I need to have an excess in cash flow to show the bank I could cover two mortgages (please tell me if I'm wrong) so once I get rid of the car lease, my other no interest credit card bills, and my husband is done paying for nursing school out of pocket, and is making more money in less than a year, we will not spend more and save all that money which will be around $4500 more a month.

Next, contact the management with the documented recording (assuming it really is excessive and creating a nuisance) and tell them this is a violation on the rules all residents have agreed to.  

The company has its in-house handyman who tries to take care of most issues, but charges $90/hr which I think is excessive.

and immediately bought flat screens, drugs, beer, excessive toilet paper...I wonder how many of those checks got cashed at a Walmart and then spent there without a single food item? 

We're experiencing historically low inventory and record high prices; year-over-year rent increases are in excess of 7.5%.