While the 1% rules and deals with significant equity have become increasingly difficult to find within the 270 outer belt, there are an abundance of these deals to be found both off and on market in the Columbus' Tertiary Markets.

As the others have said, you're over-analyzing this.....a) if your competition has an amenity, you had better have it too, b) there is no way to accurately determine the ROI, and it's too easy to just take a flying guess at it anyway....In my very humble opinion, do not over think Real Estate, it's not necessary and this a a seat-of-your-pants game anyway...

Easy to do....

Is it easy to provide this in the event my borrowers do ask?

Any test is subject to possible mis-reading, though those are more exceptions to the rule.

The SEC has changed the rules and most of them for the good but anytime you are looking at multifamily on a higher scale it is a good way to avoid a vacay at Coleman or Englewood Federal Correctional Facilities. 

We had a new build that required a fire suppression system.Every year the fire marshal comes out to inspect the system and fire extinguishers.Last year they told us to put up a street number sign because the original was too obscure to see for the firetrucks.Everyone involved was super nice and easy to work with.Maybe the county is just going through growing pains and trying to figure it out.

Did you think this was easy?

I provided a 25% down payment to help create some cash flow and did my best to provide documents as quickly as possible to make it easy for the lender to close on the deal.

They don't ask for a down payment, but they usually have higher interest rates, shorter repayment times, and stricter rules compared to regular mortgages.