I'm trying to buy SFH with DSCR 30yr fixed, but loan amount will be $75k-$85k less than $100k in Memphis, TN.

Now, you need pages and pages of documents signed and notarized and you still are not sure if you are dealing with an honest person.There is certainly more than enough money in the investor arena to go around for everyone, but many people choose to conduct unethical business anyway. 

Offsetting both interests, I will lower my interest paid out since it's more than my interest coming in. till I can refinance to a matchable interest rate.Investment Property interest is a tax-deductible expense.

Pps  USUALLY you can’t get another primwry home loan for a year anyway  so anything less than a year screws up your next purchase  Good luck. 

If you have one close to you, they usually sell all sorts ofstuff pretty cheaply.

We use companies like that to find cheaper options while on vacation rather than a resort.

Definitely want to consult a title attorney on that, but this is why I tell people to go with large well funded title companies rather than the cheaper local ones. 

You have the area experience and data to help you, but courthouse steps auctions are blind bidding (other than what you can find through the windows), all cash, 10 percent down at the time of close, and not always clear on all of the liens associated with the house (tax liens, HOA liens, utility liens, etc.). 

What challenges do you usually face when it comes to cleaning services?

The Houston Housing Authority (HCHA) just released their 2024 payment standards, and they're considerably lower than last year.