@Daniel Caraway a lot of times properties like that are grandfathered under existing zoning unless, it was an addition done without a permit or it's been vacant for a specified period of time.There are fairly explicit rules at the county level that govern zoning.

It is always best to get these questions answered before the loan is signed to avoid additional costs down the road.

While I have extreme fears about providing income, her fears are on the risks of having additional liabilities.

Sounds like you're going to be a great addition to the forums from Day 1 with your experience!

We have 40 long term tenant doors between 4 entities and just about to dip our toes in short term Airbnb with an additional 5 doors which are being renovated right now.

These are professionals with additional training and a stricter code of ethics.

These are professionals with additional training and a stricter code of ethics.

Additionally, what if you wanted to do a 1031 exchange down the road? 

@jeff khel thanks for your input, I ended up retracting the contract as the homeowner had all these additional stipulations indicating she wasnt as motivated as she claimed she was.

The stats are: -5 stories totaling 20,000 square feet above ground, plus a full basement which is partial commercial space and partial tenant storage/utilities-First floor commercial space is around 2300 square feet with an additional 1500 in the basement, 12' ceilings in the first floor-14 residential units above, most have private balconies or decks, elevator, bike storage, mail room.