How much is utilities, taxes, insurance, etc? 

We just had an offer in the bay area that was close to if not lower than others because it was cash, 10 day close, 5 day inspection, we also took all closing and title costs.

Questions and thoughts:  Insurance seems a little high.  

But to answer your last question, when you close on the property, the title company handles all of the documents and recordings needed for the sale.

I work in the insurance industry and my boss's retirement strategy is heavily based on rental properties (and the land beneath them).  

You can search ownership at the county recorder (or a title company) if you don't already know who it is.Depending on the situation, you might not need to talk to the bank at all.Keep us posted.

Meaning if I have the deal can they loan me the money going straight to title company or do they have to have the LLC in their name?

What is a great Title company that I could use in Fort Worth, TX?

I know I can't write off the lost income, i.e. if it'd rent for $2,000 a month, and I donate the use of it to the church, I can't write of the $2,000 as a charitable gift.I know if I just treat it as a 2nd home, I can write off the mortgage interest and property taxes, but how do I set it up so I can write off the entire mortgage, insurance, utilities, etc?  

Looking for an investor friendly title company in Amarillo who's familiar with assignments.