Hi Shahriar,Thanks for your feedback, Toronto is great for investing however when you buy a property in the 416 area code you have to pay two land transfer taxes, one for the city of Toronto and the other provincial taxes, add another 2% into your closing costs.

Maximum Basic Standard FinancingSingle - $271,050Duplex - $347,000Triplex - $419,425Fourplex - $521,250FHA Basic High Cost area limits are:Single - $625,500Duplex - $800,775Triplex - $967,950Fourplex - $1,202,925Here is a site to look up Maximum financing with FHA;https://entp.hud.gov/idapp/html/hicostlook.cfmMaximum Financed Properties The maximum of four financed properties includes the subject property.Inducements to Purchase Certain expenses, paid by the seller and/or another interested third party, on behalf of the borrower, are considered “inducements to purchase” and result in a dollar for dollar reduction to the lesser of the sales price or appraised value of the property before applying the appropriate LTV factor.

The numbersRent+Utilities(4 bedroom house) -1250/monthTotal Beds possible- 10 @ 250/month Total 2500Total cost to furnish house- 5500Time to recoup investment - 2.6 monthsTotal ROI 300%Systems in Place to ManageKeyless lock to remotely change codes on a month to month basisInvoice via Paypal and venmocleaning service once a monthlocal handyman to take care of small repairs otherwise the landlord would be responsibleI have been debating on buying my own place to do this however I thought I would try it out by renting for the first year.

There is suppose to be a hospital built here in this zip code soon 32221 and there is already commercial property  a couple lots down and across the street.

Can we rezone commercial after a hospital builds in this zip code?

No fee or inspection, just a form to file with the Code Enforcement office (at the main fire station) so if there is a problem, Code knows who to call (also, if they ever need to evict, it is helpful to be able to show the court that the building is rental registered).  

Here is a link to an online RE school with one of the highest 1st-time pass rates in FL:www.realestateexpress.comThere are discount codes around the Internet, Groupon and at most RE Brokers' offices.Good luck   

I have worked in insurance for some time now, and am a specialist in inspections/assessments, along with any adjusting and repair processes/code requirements.

You can also look for what is called a form based code and a good indicator of development, few cities have these, but they tend to bring about big change.I hope this helps, I tend to delve into this stuff on a daily basis because I work in Urban Planning and Urban Design.

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