They were able to get moving much faster because they had access to a great website, forms, letters, and even policies and procedures.

Right now my head is swimming with all this new content, but I'm optimistic that things will eventually slow down.

I mailed my application last week and am now waiting for the results.

Hello Huy,I found this great article that might help you.https://elderlawms.com/faq/do-gifts-of-property-to-children-...Also, you might want to consider taking over the property sooner rather than later, if you take over the property now it appears that you would be avoiding Inheritance taxes. 

Now they are asking me to prove I am the owner and they were transferred to me from the previous host.

your credit score would not plummet, but you are still responsible for the debt so it will still show up on credit and it will impact your ability to get credit.The only way for her to truly buy you out is to refinance and take your name off of it.My recommendation would be to sell the property, as you may be on good terms now but that does not mean you will be on good terms in the future.

Obviously the market is pretty tricky right now and need to be even more conservative with projecting numbers.

Here is what I've found up until now -1.

With that being said I'm looking for an investment friendly lender to obtain a 300k construction loan and I have about 150k in cash right now.

It’s essential to evaluate whether the potential rental income aligns with your financial goals and if you can manage the ongoing expenses associated with property ownership.On the other hand, flipping a home could provide a more immediate financial return, especially with your access to a private loan and mentorship from an experienced developer.