In the end, you still for a CA property that is likely very desirable and holds values very well with high appreciation potential.

Zillow cease working with Turbotenant as well, and my experience was the same as yours @Glenn Hoffman.Now I list on zillow separately by myself.

As a result I'm left with a hefty tax bill as well as penalties and interest.

Hi Lindsey,I'd like to hear more about your Reserve as well! 

If you have or qualify for disability that happened during your time with the National Guard that can increase your benefits as well.  

Well........they sent a picture of a section of the roof, some of the shingles are u and guess what- NO insurance on it now.    

I can definitely say that while the bigger fire we had was a pain... it actually worked out really well... in the end we had a much improved property, and we stepped in and did as much of the work we could do ourselves that the insurance company was compensating us at  'retail' rates for... like painting, and replacing cabinets, and other simple tasks.  

I have nice portfolio of rental property in the Memphis area as well and constantly selling good investment property deals on & off market to my clients!

It also has considerable risk involved as well. 

Aim for 6+beds and theme 3 bedrooms strongly and you should do well.