Also, even though rents are high in Memphis it is very difficult to get the rents to work out to 2%.

Consider after the first year, converting 1 of the units to MTR.

It is easy for people to download fake W2s, ESA paperwork, etc, with a few mouse clicks and a credit card. 

Also remember just because a loan may qualify as being assumable the lender will go through a thorough underwriting process to confirm you meet eligibility for the loan.I have seen a guru teaching people with poor credit to go after these types of loans and it’s unfortunate as many would most likely not qualify.

Interesting - I have been investing in Philly for 8 years, run a  group of 2500 small landlords, speak at lots of events, know and network with many of the players  . . . but never heard of him before.

What you see on zillow is normal for this time of year for any part of KC. 

I'm looking to connect with potential borrowers.

@James Mays welcome to investing in California. 

:) Are you needing to use the other sources along with Pad Split to fill your properties?

I would love to meet up.