It’s been a great experience and I highly recommend you trying a smaller bank or credit union if you haven’t and maybe when you’re talking to them tell them you’ll be happy to open an account there and keep some money there or will put the business accounts associated with the new rental property in their bank to give them some more skin in the game.

I'd also collect a security deposit from that new tenant so that she has some "skin in the game".

not so sure I agree with @Thomas S. as it can be difficult to find tenants as it is, and while the possibility exists that non-married couples will break up, I think with less skin in their relationship game, they have an easier time subletting or paying to get out.

They want to see that you have actual skin in the game.

They will look closely at your experience and abilities, newbies probably won't get far without skin in the game but later on 100% can be had.

Honestly,If you find a deal, you'll find people to get money for it; as far as someone who isn't in your SOI entering into a partnership with you, with you not having any skin in the game,  I promise you that'll be tough. 

Imagine this, if you have $5M, there comes someone you don't know, and asked you to fund this deal, would you lend your money to "yourself", who has no experience, no network/people connection, no track record of successfully managing similar budget projects, no money down, no skin in the game, passable credit score, haven't done a single family development project, let alone a multimillion dollar undertaking. 

How can you present skin in the game to show you're serious and not just another giant time-waster looking to receive instead of give. 

We have to have thick skins as investors.

It may be beneficial to put in some skin in the game so you know you won't be upside down on the mortgage payments.