I didn't need to sell but the people had proven themselves good tenants and I was willing to work with them.

I guess I can't just drop what I have and enter a non proven inexperienced area.

In mainstream media, whole life insurance gets a bad rap...but when astute investors learn more about it, and recognize the benefits attributed to their dollars housed in the cash value of life insurance, they tend to perk up (kinda sounds like what happened to you at the meeting recently!)

I moved away to Texas 5 years ago and just moved back and hardly recognize downtown.

Hello,  I'm reaching out looking for a good reference for a reliable Agent with a proven track record in sales for the San Diego Area. 

Using other peoples money, borrowing funds to buy notes, pooling money or using other people's money or splitting ownership of a note are all in the arena of a note broker, not an investor.Speaking of cash flow as a profit received is not really recognizing the annuity received, you may receive $600 a month, but that contribution to your profit changes with every payment on an amortized note, depending on what payment is being received, your profit could be $450 or $45, depending on your discount, which is why cash flow analysis is not really appropriate for note income. :)  

This keeps me from buying lists of hit and miss buyers, and only deal with proven cash buyers.

@Shannon WebbYou should have an attorney drafted (or otherwise proven agreement) so when you find a deal, you'll be ready to assign the purchase contract as soon as it's signed. 

Everything seems to be going great for me and it has proven very lucrative so far.

You should also recognize that the author's status is different than yours and techniques that make sense for them might not make sense for you at this point in your life.With that said, information and practice are different.