I am shocked that Airbnb or VRBO haven't set up a site to pick that market up! 

I would absolutely start paying down the debt at least enough to get some credit breathing room for emergencies (this will help you sustain a shock or two without tipping over) and to get your score to at least 700 so you can get more favorable loan terms, also improving your chance of success.

If you gave the broker permission to run your credit, you owe the broker.Joe Gore The appraisal hasn't been done, I haven't signed anything other than did a preliminary pre-approval.

I am in shock at the short time frames you have to be able to move dirt, and get your permits.

You call one and then its a shock to their system that they actually got a call.. then they hesitate for a few minutes why they scurry around trying to find there script.. then they read the script like a bad actor....

People in NYC talk about paying 1M+ for a condo and call it an investment, knowing that the rent on the unit is nowhere near 10,000 (1%), I am completely shocked. 

Hey Mike, I live in the Houston area and a little over a month ago I was shocked to get a $355 electric Bill.

The painter who was working on the exterior that day was shocked and got them to go to his house, because he was so impressed with their work. 

It has some preliminary questions we can rate just by reading through the application to get to a subtotal.  

There were no other major red flags and preliminary research shows the property to be in good condition and cashflowing, but it's kind of hard to verify the seller's claims without some historical data.Should I just do my analysis using known expenses, plugging in reasonable values for maintenance, capex, etc. and not worry about the actual income/expense history?