It's the least riskiest way to own income property in my opinion. 

One mistake could extend the tenant's stay for months without any income, not to mention the stress it could cause.

Or did you run some numbers or have some other set of data you're using to come to the conclusion that Westmoreland County is, in fact, an area conducive to being profitable in house hacking?

I had the same experience.

Quote from @Hunter Hanlon Taylor: I ended up using The Mortgage Shop, LLC! 

No one is going to insure you with knob and tube so you need to focus on selling or doing the rewiring.

Looking to use the short term rental loophole.If I use the short term rental loophole for my STR, I material participate and do a cost seg study.Can I take the value of the building in the first year as depreciation and write it off against my wife's income?

I'm particularly passionate about the Indianapolis, Lafayette, and kokomo Indiana area. 

I'm also a huge fan of the UFC.

My firm has a fix to rent product that discounts the interest on the fix portion, and discounts origination on the DSCR portion.