While speaking with on lone officer they mentioned a credit card.

One idea would be for me to contribute 20% of the funds plus everything mentioned prior while he provides 80% but we split the profits 50/50 what are your thoughts and/or experiences?  

@Mike Wright not sure where I mentioned that because we invest 100% cash in all of our jobs currently. 

Most homes in an area are consistent with age, design, quality.

I'm fresh, so I need training.But I am also an Investor and I would love to buy a property which meets my criteria sometime along the way.I mentioned the scenario where I may be the Agent on a listing, but after a few bids, I decide I'd like to bid at the same time.How would you handle it?

I really don't understand all these other flavors, Vanilla is perfect, no need to improve upon perfection.I am glad my book was mentioned in this list by @Keith Kellermeyer!

I forgot to mention, your giving them an extra $5,000.

The few I've encountered in doing some cursory initial research have had rates higher than the mid 5's you mentioned so your post definitely caught my attention.

Thanks for the reply I think my difficulties would be the down payment in this situation plus tif the don't account for the rent income my W2 job wouldn't qualify for the size loan which is whee I'm stuck at trying to figure out any advice on this would there be a way VI's say a hard lender for the down on the FHA or any other options like mentioned before I'm still very new and learning a lot everyday on how to go about buying property's as an investment

@Nghi LeI might have missed it but I didn't see where you mentioned you bought it from a wholesaler.