We were just not looking to buy RE because the rate was lower than current market or the leverage was a little better that's a fools errand . 

Most of my bookkeeping clients use QBO at the plus level subscription

On projected current rates and Expenses based on NOI I got a valuation that is 50 - 55 % lower than the asking price which is based on comparable residential units in the area I was looking at ...  

Updated the appliances, updated the windows, updated the electrical, replaced the HVAC, reframed the lower bedroom utility/laundry closet to open into the hallway instead of the bedroom.

I usually advise against it as it could lower the DSCR too much though.

However, the rate is higher and the capital paydown is significantly lower than the Las Vegas property.

Wholesaling offers faster deals and lower upfront capital requirements, potentially yielding profits through assignment fees if executed correctly.

Be careful to not get your credit score lowered because you have too many inquiries.If you can't go conventional, then DSCR is your next best bet. 

Nonetheless,  my offer will be lower than what I put in the deal analysis.

Typically the rates change depending on if you are occupying the property or not.The reason most people talk about house hacking is because of the benefit of lowering your expenses.