Deal making is about being liquid in the way you move with your conversations, you have to sync with the seller's mood and style of deal making, most people are horrible at it, and some people's form of deal making is purely defensive at all times.

I had a horrible experaince using USAA for my mortgage FYI.  

Dude those are HORRIBLE numbers.When I did DMM my conversion rate was 80%+HOW is that possible you ask?

Why such a horribly negative and depressing comment that also alludes to doing something illegal and going to prison?  

Do not risk your mothers assets or networth, your fist flips could go horribly wrong (It happened to me), start by wholesaling and raising your own capital, but DO NOT RISK your parents life savings. 

Horrible.

Dad is completely out of his mind especially since he is entirely bed ridden in a horrible nursing rehab center but Ron had enough cognitive function to know what his son was doing and did nothing as he suggested more and more.

Reading, PA is horrible ..

I've seen the most horrible looking, smelling, condition properties get flipped.

These loans can be harder to get because they have stricter requirements, but having a co-signor is a great idea.I disagree with what some people say:  "that lease to own is a horrible way to buy", I bought my first home on a lease to own and then got financing after 3 months and made over $80,000 when I sold it 3 times on lease option.