Keep in mind that a proforma (that you created above) is meant to act as an income statement and showe recurring expenses not Capex type expenses (so closing fees, new appliances, etc wouldn'tbe included) What your going to want to do is make 2 different sheets. 1 call sources and uses (or S&U) where you essentially outline where the money is coming from and what it will be used for.

It is not meant to be a universal recovery statement as it could be abused as evidenced above.

What you probably meant was, could a bank lend on their own REO?

Sorry, I meant to include this chart in my response...

I didn't really understand what you meant by "submit performing notes" sounds like some site was saying submit offers got a spin in terms, but I get it, I think, you're looking for notes to purchase or acquire.My concern, initially is actually dealing with your own money, as most starting out try to buy and then flip the note, which is brokering, and your asking for buyers indicates that.Speed is pretty much a syndication of traders that I believe trades pretty much between themselves in a limited market. 

You must know your contracts, know what is meant and be able to explain them, that is your business!      

I meant to say BP instead of FB.  

Things that are impossible to accomplish at the time, just aren't meant to be, determination alone is not enough. :)   

I don't know why but I just blurted out firmly $62,500 I actually meant to say $12,500.

Correction lol I meant to say ok not NO in my reply.