Who is to say, except I don't want to have to work 40+hours per week so I can have a 'new' car in the driveway (BTW, the car gets older as the years tick by).

In my area we can have "assistants" I have several assistants who are basically unlicensed people who have full access to mls (except my listings, etc.)

I don't think there are any issues except with lender.

Option 1 is sort of my obvious direction, but I have yet to hear examples of how that normally works from anyone other than an attorney.Option 2 is a smart move, with the exception that it's my understanding I can't do the work on an SDIRA purchased property, as it violates a regulation about personal use.

What I did was very similar to what your wife feels comfortable with except the last part.

They won't be quick except to give you an early, low offer/check and hope you take it.I'm a former underwriter, but not a former claims handler.Rick

A variance is usually when zoning makes an exception to the approved area plan based on unusual circumstances.Variances are not always granted and it's a case by case basis.

I have GREAT credit, and have been debt free except my home...now my rental as well....for 1 1/2 years, whoever, I don't want to tie up my liquid cash in the process.

Although I get a significant listing discount, and work with an exceptional team.

BK doesn't change a short sale at all, except that it stalls the process while the BK is in process.