I've been a bit of a nomad the last couple years so banks don't particularly like me!

NE Ohio has had a tornado and a couple of fires over the last 50 years, so not sure there is much of a risk.

A couple weeks after closing, the buyer came back to me and mentioned that my property management company signed new leases and filled the vacant unit with new tenant during the escrow process (after I signed the contract but before the escrow closes).The new leases are 1 year long and the new owner is not happy as he cannot raise the rents.

The one I've used a couple of times is at 290 and Bingle.

I agree each property will have components of different age, but doesn't their estimate assume the best case of brand new components with a full remaining life?

Typically, we also like to put new financing so we can get a couple years of I/O but we did a FNMA loan assumption early this year that has been crushing our projections.

First, I have a couple questions.  

Check out Edward Barder with Freeman Barder Lieberman, LTD.Here are a couple more that I've heard on various podcasts.

Try to work with couple lenders and see if its makes difference.  

Craigslist & Kijiji are fairly good and are free if you only have a couple of posting.